The Pune hoarding says₹80 L
Find the true purchase cost of a Pune flat in minutes. Slide the advertised price and the fine print reads itself out: stamp duty, GST, registration, parking, and what you will really pay.
Show the line-by-line breakdownAdvertised ₹80.00 L. You pay ₹93.10 L.
The fine print, line by line
Every line closes on the one below it. The last number is the cheque you actually write.
| Line | Amount | Running total |
|---|---|---|
| Advertised priceWhat the hoarding says | ₹80.00 L | ₹80.00 L |
| Stamp duty6% of price | ₹4.80 L | ₹84.80 L |
| Registration1% of price, capped at ₹30,000 | ₹30,000 | ₹85.10 L |
| GST5%, under-construction flat | ₹4.00 L | ₹89.10 L |
| ParkingCovered parking | ₹4.00 L | ₹93.10 L |
| You pay | ₹93.10 L | |
- Advertised price86%
- Stamp duty5%
- Registration<1%
- GST4%
- Parking4%
- Over the advertised price
- ₹13.10 L (16.4% more)
- All-in, per sq ft of carpet area
- ₹9,310
- Monthly EMI, 80% loan
- ₹64,635 20 years at 8.5%
Estimates for planning, not legal or tax advice. Stamp duty and registration follow Maharashtra rates; builders may also charge maintenance deposits, floor-rise and club fees that appear only in your agreement. Try the loan calculator for your own rate.
Five more places the brochure goes quiet
Stamp duty, the loan, the salary you need, a shop instead of a flat, and whether renting beats buying. Free, no sign-up, built for Pune.
Read the fine print by neighbourhood
Ten Pune localities, each with its own rates, schools and connectivity.
Before you sign anything
Plain-language guides on checklists, hidden costs, negotiation and the legal paperwork.
- Home Buying ChecklistComplete checklist for first-time home buyers
- Legal & Financial Facts Every Buyer Must KnowEssential legal and financial information
- New vs. Resale PropertiesCompare new construction vs resale properties
- How to Negotiate Property Prices Like a ProExpert tips for property price negotiation
- Hidden Costs in Home BuyingAvoid unexpected costs in property purchase
- Stamp Duty & Registration Charges in PuneComplete guide to stamp duty in Maharashtra
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