Stamp Duty & Registration Charges in Pune 2025
Your complete guide to understanding property registration costs in Maharashtra
Quick Summary
Property buyers in Pune pay 6% stamp duty (5% for women) plus registration fees ranging from ā¹1,000 to ā¹30,000. For a ā¹50 lakh property, expect total charges of ā¹3.3 lakh (male) or ā¹2.8 lakh (female buyer).
Updated Stamp Duty Slabs for 2025
Maharashtra continues to offer one of India's most progressive stamp duty structures, with significant benefits for women buyers:
Male Buyers
of property value or ready reckoner rate, whichever is higher
Female Buyers
1% discount for women empowerment (saves ā¹50,000 on ā¹50L property)
Important Note:
Stamp duty is calculated on the higher of the actual transaction value or the ready reckoner rate set by the government.
Cost Breakdown: Property Price vs Total Charges
| Property Value | Stamp Duty (Male) | Stamp Duty (Female) | Registration Fee | Total Cost (Male) | Total Cost (Female) |
|---|---|---|---|---|---|
| ā¹25 Lakh | ā¹1,50,000 | ā¹1,25,000 | ā¹1,000 | ā¹1,51,000 | ā¹1,26,000 |
| ā¹50 Lakh | ā¹3,00,000 | ā¹2,50,000 | ā¹30,000 | ā¹3,30,000 | ā¹2,80,000 |
| ā¹1 Crore | ā¹6,00,000 | ā¹5,00,000 | ā¹30,000 | ā¹6,30,000 | ā¹5,30,000 |
*Registration fee is ā¹30,000 for properties ā„ā¹30 lakh, ā¹1,000 for properties <ā¹30 lakh
š” Money-Saving Tip:
Women buyers save significantly on stamp duty. For a ā¹1 crore property, the savings amount to ā¹1 lakh!
Essential Documents Checklist
Before visiting the registrar office, ensure you have:
- āOriginal sale deed and photocopies
- āPAN cards of buyer and seller
- āAadhaar cards of all parties
- āProperty tax receipts (latest)
- āNo Objection Certificate (if applicable)
- āStamp duty payment receipt
- āTwo witnesses with valid ID proof
Frequently Asked Questions
How is stamp duty calculated for joint ownership between husband and wife?
For joint ownership, stamp duty is calculated based on the ownership ratio. If a property worth ā¹50 lakh is jointly owned 50:50 between husband and wife, the stamp duty would be calculated as: (50% Ć 6%) + (50% Ć 5%) = 5.5% of property value, totaling ā¹2,75,000.
What documents are required to claim the women's rebate of 1%?
To claim the 1% rebate, the property must be registered solely in the woman's name or she must hold majority ownership (>50%). Required documents include the woman's PAN card, Aadhaar card, and an affidavit stating she's the primary buyer. The rebate is automatically applied during registration.
Are there different rates for rural areas around Pune?
Yes, rural areas and some peripheral regions may have slightly different ready reckoner rates, but the stamp duty percentage remains the same (6% for men, 5% for women). However, areas within PCMC jurisdiction may have variations. Always check the latest ready reckoner rates for your specific location.
Is there any additional surcharge for properties near the Metro corridor?
Currently, there's no separate Metro corridor surcharge on stamp duty. However, properties near Metro stations typically have higher ready reckoner rates, which indirectly increases the stamp duty amount. Learn more about Metro's impact on property prices.
How can I pay stamp duty online in Maharashtra?
You can pay stamp duty online through the GRAS (Government Receipt Accounting System) portal at gras.mahakosh.gov.in. You'll need your property details, PAN number, and bank account information. After payment, download the receipt and carry it for registration. Alternatively, visit authorized banks or stamp vendors.
Ready to Calculate Your Home Loan EMI?
Now that you know your stamp duty costs, calculate your monthly EMI to plan your property purchase budget effectively.
Use Our Home Loan EMI Calculator āUnderstanding stamp duty and registration charges is crucial for accurate property budgeting in Pune. With the government's women-friendly policies and transparent online payment systems, the process has become more accessible than ever. Remember to factor in these costs early in your property search to avoid last-minute financial surprises. Try our stamp duty calculator above to get instant estimates for your specific property purchase and make informed decisions about your real estate investment.